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Why layby for Christmas when it's only July?

You know it must be July when the Target Toy Sale and the Kmart Toy Sale are announced.  The idea is to layby your toys and pay them off over the months leading up to Christmas and then pick them up on or before Christmas Eve.  Genius!  You don't have to hide the pressies and you can virtually save up for them for half a year. At Arcade Tables, we encourage Christmas labys in July too!  And there are a few very good reasons:

1. With customer laybys in place, we have a good idea how many Arcade Tables we're going to need to dispatch the week before Christmas.
2. Last-minute purchases can result in disappointment if the frantic rush we experience every year happens again.  Every November, the mad rush begins and whilst we obviously love that, there can be a risk of selling out.
3. By laybying, you can make your decision and not have to worry about what to get that hard-to-buy-for person for Christmas for the rest of the year!
4. No need to hide the Arcade Table at home ... we'll deliver to your door the week before Christmas.
5. No major outlay just when you need the cash most to pay for stocking fillers, edible goodies, liquid cheer and all those parties you get invited to.
6. We don't charge any interest or fees.  You pay just what you would if you'd purchased outright, but you get to spare your credit card.
7. Pay monthly by direct deposit or by credit card.  We accept Amex, Diners, Mastercard and Visa.

A 10% deposit is all that's required to start your layby.  But there is one problem with laybying so early in the year ... how on earth are you going to keep it a secret???